How Will You Pay for Your Lap Band Surgery? - Financing Options You Should Know About

Have you spent your entire life on the heavier side of the scale and have just had enough of the fad diets, and different “lose weight now” schemes? Then it may be time to seriously think about having bariatric surgery.

One of the more popular and among the safest procedures available right now, is the Lap Band procedure. This surgery is done laparoscopically, which means that recovery time is cut dramatically, as well as the scarring.

You will need to spend some time examining all of your financing options. If you are covered by your insurance company, and you are approved for the procedure, then you may only need to provide a percentage of the final costs. If you are not going to be using insurance, you will definitely need to consider your options.

The average cost for the Lap Band surgery is somewhere between $17,000 and $30,000, depending of course on your location, and the individual doctors you have available to you. Some doctors will give a “cash” or “self pay” discount. Be sure to check out all of the bariatric surgeons in your area, you may find that two surgeons are equally highly recommended, but one charges between two and five thousand more just for paperwork!

There are a few companies that specialize in providing health care loans, and the Lap Band procedure would easily fall into that category. Of course, your bank or credit union would be a great place to start if you are considering taking out a loan to pay for this life altering procedure. You doctor may be able to help you in finding finance providers though INAMED, the maker of the Lap Band. The doctors and INAMED are on your side, and want you to have this done, so they will help you find the financing if at all possible. However you come to pay for the surgery, know that this is the beginning of your new life, in a “new and improved” body, it is a journey that will last a lifetime.